Credit and loans officers
South Africa Credit and loan officers analyze and evaluate financial information on applications for credit and loans and determine approval or disapproval of the client for the credit or loan or recommend to management approval or disapproval.
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Tasks
- (a) interviewing applicants for personal, mortgage, student and business loans
- (b) researching and evaluating loan applicant’s financial status, references, credit and ability to repay the loan
- (c) submitting credit and loan applications to management with recommendations for approval or rejection
- (d) approving or rejecting loan applications within authorized limits ensuring that credit standards of the institution are respected
- (d) approving or rejecting loan applications within authorized limits ensuring that credit standards of the institution are respected
- (e) completing credit and loan documentation
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